No one plans on getting sick or injured. But chances are, you will need access to medical treatment at some point during your life. And when you do, health insurance gives you an affordable way to get the care you need - where and when you need it.
While a single prescription or occasional trip to the doctor’s may fit into your budget, the cost of managing an illness or treating an injury can be financially devastating. Even the costs of routine care can add up over time. Consider these statistics:
The good news is that having the right health insurance coverage can save you the high costs of a serious injury, hospital stay, or chronic illness.
Unfortunately, many people don’t get the medical care they need because they can’t afford it. Don’t let this happen to you and your family.
When you have good coverage, it’s easier to stay healthy and manage chronic illnesses. Not only will you have access to a broad network of healthcare providers and specialists, but you’ll also be able to take advantage of the free checkups, screenings and preventive health services offered under many plans.
Health insurance plans come in a variety of shapes and sizes. Some offer comprehensive coverage, meaning many kinds of services are covered, while others are more targeted and meant to fill a specific gap in coverage. Before choosing a plan, it’s important to assess your unique needs. For instance, do you need individual coverage or a family plan? You should also verify that your providers are included in a plan’s network before making a decision.