2018 Pediatric & Adult/Family Dental Plans

 

BlueCross BlueShield of Western New York offers stand-alone pediatric and adult dental plans for small groups.  Our plans provide essential health benefits to ensure members receive comprehensive oral health coverage through our own dental network. 

  • Pediatric Dental is an Essential Health Benefit as outlined in the Affordable Care Act. 
  • Groups can choose one Blue Value dental plan to offer their employees in addition to Blue Pediatric dental. 
  • Blue Value dental plans include Blue Pediatric dental benefits and coverage for adults and adult dependents aged 19 to 26 years.
  • Flexibility to see out-of-network dentists.

View all Pediatric and Adult Dental Plans

View Blue Pediatric Dental

View Blue Value Dental 1

View Blue Value Dental 2

View Blue Value Dental 3

 

Looking for a dentist?

Use our Find a Doctor tool to find a dentist. You can search by specialty, zip code, city or state. Just select 'Dental Providers' under "My Health Plan" in the navigation to begin your search.

 

Dental benefits Blue Pediatric Dental* (PPO) Blue Value Dental 1* (PPO)
Blue Value Dental 2 (PPO)
Blue Value Dental 3*** (PPO)
Benefits Children to age 19 years Adult/Family** Adult/Family** Adult/Family**  
Deductible (embedded) N/A $50 per member/$150 family maximum 

Applies to basic restorative & major dental services
$50 per member/$150 family maximum

Applies to basic restorative & major dental services 
$50 per member/$150 family

Applies to basic restorative & major dental services
 
Annual benefit maximum N/A $750 per member per plan year $1,250 per member per plan year $1,500 per member per plan year  
Out-of-pocket maximum $350 - one child
$700 - two or more children (per plan year)
N/A N/A N/A  
Orthodontic lifetime maximum
(pediatric and adult cosmetic, routine braces)
N/A N/A N/A $1,000 per member per lifetime  
Preventive/Diagnostic Care
(exams, cleanings, x-rays)
$20 copay per visit $0 copay per visit $0 copay per visit $0 copay per visit  
Basic restorative
(fillings, extractions, periodontics, endodontics)
50% coinsurance 50% coinsurance after deductible 20% coinsurance after deductible 20% coinsurance after deductible
Major dental
(bridges, crowns, dentures)
50% coinsurance 50% coinsurance after deductible 50% coinsurance after deductible 50% coinsurance after deductible

Orthodontics


50% coinsurance
(medically necessary only; routine braces not covered), subject to out-of-pocket max
N/A N/A 50% coinsurance 
(cosmetic orthodontics for children and adults), subject to lifetime maximum
Monthly Premium
$19.89 per child
$18.68 subscriber
$37.36 subscriber & spouse/domestic partner
$49.58 subscriber & child(ren)
$76.97 family

$24.92 subscriber
$49.84 subscriber &spouse/domestic partner
$58.67 subscriber & child(ren)
$93.84 family

$28.80 subscriber
$57.60 subscriber & spouse/domestic partner
$66.43 subscriber & child(ren)
$106.82 family
         
 
 





   
 

 

 

 

Note: Members can receive dental services from a provider who does not participate in the BlueCross BlueShield contracted network of providers. Out-of-network services are reimbursed at 100% of the in-network fee schedule and the non-participating provider may balance bill the member for the remainder.

*Available on SHOP  

**Blue Pediatric Dental benefits and cost-sharing are included in all Blue Value Dental plans. Blue Value Dental plans also cover adult dependents aged 19 to 26 years.

***Blue Value Dental 3 includes coverage for children up to age 19 for medically necessary orthodontics subject to an out-of-pocket maximum (see Blue Pediatric Benefits) and cosmetic orthodontics (routine braces) subject to a lifetime maximum per member. Adults and adult dependents have coverage for cosmetic orthodontics (routine braces) subject to a lifetime maximum per member. 
 

2017 Dental Contracts

Small Group Dental Contracts from BlueCross BlueShield of Western New York (OFF Exchange)

Small Group ON Exchange Contracts

2017 Pediatric & Adult Dental Plans

 

BlueCross BlueShield of Western New York offers stand-alone pediatric and adult dental plans for small groups.  Our plans provide essential health benefits to ensure members receive comprehensive oral health coverage through our own dental network. 

  • New for 2017 - Blue Value Dental 3, a richer plan with coverage for cosmetic orthodontics (routine braces) for children and adults. 
  • Pediatric Dental is an Essential Health Benefit as outlined in the Affordable Care Act. 
  • Groups can choose one Blue Value dental plan to offer their employees in addition to Blue Pediatric dental. 
  • Flexibility to see out-of-network dentists.

View all Pediatric and Adult Dental Plans

View Blue Pediatric Dental

View Blue Value Dental 1

View Blue Value Dental 2 

 

Looking for a dentist?

Use our Find a Doctor tool to find a dentist. You can search by specialty, zip code, city or state. Just select 'Dental Providers' under "My Health Plan" in the navigation to begin your search.

 

Dental benefits Blue Pediatric Dental* (PPO) Blue Value Dental 1* (PPO)
Blue Value Dental 2 (PPO)
Blue Value Dental 3 (PPO)
Monthly Premium $19.14 (per child) $18.03 (one adult)
$36.06 (two adults)
$46.99 (subscriber and child(ren))
$75.09 (family)
$24.18 (one adult)
$48.36 (two adults)
$56.54 (subscriber and child(ren))
$91.81 (family)
$27.85 (one adult)
$55.70 (two adults)
$63.83 (subscriber and child(ren))
$103.96 (family)
Benefits Children to age 19 years Adult/Family** Adult/Family** Adult/Family**
Deductible (embedded) N/A $50 per member/$150 family maximum  $50 per member/$150 family maximum  $50 per member/$150 family maximum 
Out-of-pocket maximum $350 - 1 child
$700 - 2 or more children (per plan year)
N/A N/A N/A
Orthodontic lifetime maximum
(pediatric and adult cosmetic, routine braces)
N/A N/A N/A $1,000 per member lifetime
Preventive/diagnostic care
(exam, cleaning, X-rays)
$20 copayment $0 copayment $0 copayment $0 copayment
Basic restorative
(fillings, extractions, periodontics, endodontics)
50% coinsurance 50% coinsurance after deductible 20% coinsurance after deductible 20% coinsurance after deductible
Major dental
(bridges, crowns, dentures)
50% coinsurance 50% coinsurance after deductible 50% coinsurance after deductible 50% coinsurance after deductible
Orthodontic
50% coinsurance
(medically necessary only; routine braces not covered), subject to out-of-pocket max
N/A
N/A 50% coinsurance
(cosmetic orthodontics for children and adults), subject to lifetime max
 
Non-participating provider services are not covered except as required for emergency care.

 

Note: Members can receive dental services from a provider who does not participate in the BlueCross BlueShield contracted network of providers. Out-of-network services are reimbursed at 100% of the in-network fee schedule and the non-participating provider may balance bill the member for the remainder.

*Available on SHOP

**Blue Pediatric Dental benefits and cost-sharing are included in all Blue Value Dental plans. Blue Value Dental plans also cover adult dependents aged 19 to 26 years.

***Blue Value Dental 3 includes coverage for children up to age 19 for medically necessary orthodontics subject to an out-of-pocket maximum (see Blue Pediatric Benefits) and cosmetic orthodontics (routine braces) subject to a lifetime maximum per member. Adults and adult dependents have coverage for cosmetic orthodontics (routine braces) subject to a lifetime maximum per member.

 

2016 Stand Alone Pediatric & Adult Dental Plans

 

BlueCross BlueShield of Western New York offers stand-alone pediatric and adult dental plans for small groups administered by us effective on the group's renewal date in 2016.  Our plans provide essential health benefits to ensure members receive comprehensive oral health coverage through our own dental network. This replaces our former Healthplex offering. You now have flexibility to see out-of-network dentists. You will have one ID card when you also have a medical plan with us.


View Pediatric and Adult Dental Plans

View Blue Pediatric Dental

View Blue Value Dental 1

View Blue Value Dental 2


Looking for a dentist?

Use our Find a Doctor tool to find a dentist. You can search by specialty, zip code, city or state. Just select 'Dental Providers' under "My Health Plan" in the navigation to begin your search.

 

 

Dental benefits Blue Pediatric Dental* (PPO) Blue Value Dental 1* (PPO)
Blue Value Dental 2 (PPO)
Monthly Premium

$18.21 (per child) $17.90 (one adult)
$35.79 (two adults)
$46.18 (subscriber and child(ren))
$64.50 (family)
$22.19 (one adult)
$44.39 (two adults)
$53.11 (subscriber and child(ren))
$75.29 (family)
Deductible (embedded) N/A $50 per member
Applies to basic restoreative and major dental work
$50 per member
Applies to basic restoreative and major dental work
 
Annual benefit maximum N/A $750 per member per plan year $1,000 per member per plan year
Out-of-pocket maximum $350 - one child
$700 - two or more children (per plan year)
N/A N/A
Preventive/Diagnostic Care
(exams, cleanings, x-rays)
$20 copayment $0 copayment $0 copayment  
Basic restorative
(fillings, extractions, periodontics, endodontics)
50% coinsurance 50% coinsurance after deductible 20% coinsurance after deductible
Major dental
(bridges, crowns, dentures)
50% coinsurance 50% coinsurance after deductible 50% coinsurance after deductible
Orthodontics

50% coinsurance
(medically necessary only; routine braces not covered),
subject to out-of-pocket max
 
Not covered
 
Not covered
 
       
     
  Shop Plans

Shop Plans

 

 

 

Non-participating provider services are not covered except as required for emergency care.

*Available on SHOP

Note: Blue Pediatric dental benefits and cost-sharing are included in all Blue Value dental plans.