Step 1

Understanding Your Options

At BlueCross BlueShield of Western New York we offer a number of different individual and family plans including Bronze, Silver, Gold and Platinum with the flexibility to choose the plan that's best for you.  Take advantage of our low-cost premium plans, $0 copay for preventive services, and coverage that's recognized nationwide.  View Our Privacy Policy

We offer online bill pay to our members, visit Bill Pay to make a payment today!

All premiums listed represent coverage for dependents up to age 26.

You may qualify for a cost savings, making health insurance more affordable while giving you the coverage you need.

Levels of Coverage

Plans are designed based on 4 metal levels that match the percentage of costs covered. Generally, as the metal level goes down, the monthly premium goes down while the out-of-pocket cost share goes up. See 2016 Plan information below. Click each plan button for more details.

Bronze Plans

60% of costs covered by your premium

Silver Plans

70% of costs covered by your premium

Gold Plans

80% of costs covered by your premium

Platinum Plans

90% of costs covered by your premium

Step 2

Tools To Guide you

*This tool should be used during the pre-enrollment shopping process by individuals who are not current members. FAIR Health is a national, independent not-for-profit corporation whose mission is to bring transparency to healthcare costs and health insurance information through comprehensive data products and consumer resources. FAIR Health uses its database of billions of billed medical and dental services to power a free website that enables consumers to estimate and plan their medical and dental expenditures.

Step 3

Advantages of Membership


Step 4

Enroll in a Plan

Not sure which plan to choose?  Call us at 1-800-888-5407, Monday through Friday from 8am to 5pm and we'll help you find the plan that's right for you.  

Are you ready to enroll?  

Or Register for a

Community Meeting



  Bronze Silver Gold Platinum
Monthly Premium:        
Single $278.95 - $352.44 $341.71 - $432.35 $408.64 - $504.05 $503.42 - $585.04
Family $795.01 - $1,004.46 $973.99 - $1,232.20 $1,164.63 - $1,436.54 $1,434.74 - $1,667.37
Single $3,000 - $6,600 $1,500- $2,000 $600 - $1,000 $0 - $250
Family $6,000 - $13,200 $3,000 - $4,000 $1,200 - $2,000 $0 - $500
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