Bronze Individual and Family Plans

Our Bronze plans are our most affordable health plans with the lowest monthly premiums.  Some of our health plans provide you with access to a choice of doctors, specialists, and hospitals throughout Western New York that are focused on coordinated, quality health care with two benefit levels:

  • Optimum Choice:  Optimum Choice doctors, specialists, and hospitals have the lowest cost-share.
  • Flexible Choice:  Flexible Choice doctors, specialists, and hospitals have a higher cost-share.  

To see if you doctor, specialist, or hospital is available under Optimum Choice, visit bcbswny.com/findadoctor or call 1-855-344-3425, Monday-Friday (8 a.m. - 8 p.m. EST).

Furthermore, you may qualify for a cost savings, making health insurance more affordable while giving you the coverage you need.  
How much can you save?

 

 

  Bronze Standard * Bronze 4750
Monthly Premium:    
        Single $360.26 $321.36
        2 Person $720.52 $642.72
        Single + Child $612.44 $546.32
        Family $1,026.74 $915.87
Primary Care Doctor/Specialist 50% coinsurance after deductible PCP Optimum:  $20             Specialist Optimum: 50% coinsurance
PCP Flexible: $40                 Specialist Flexible: 50% coinsurance
Deductible (single/family) $3,000/$6,000 Optimum: $4,750 / $9,500
Flexible: $6,350 / $12,700
Inpatient Hospital Stay 50% coinsurance after deductible Optimum: $1,500 copayment after deductible
Flexible: 50% coinsurance after deductible
Prescription Drugs:    
        Tier 1/2/3 $10/$35/$70 copayment after Deductible $5 / 50% / 50% after deductible
        Generic Oral Contraceptives Covered in full Covered in full
        Mail Order Drugs 2.5 Copays/90-day supply 2.5 Copays/90-day supply
     
     
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View Summary of Benefits and Coverage

View Summary of Benefits and Coverage

 

View Glossary of Medical Terms

View Glossary of Medical Terms

    * Bronze 4750 | This plan is only offered in Erie and Niagara county.