Featured Individual and Family Plans

At BlueCross BlueShield of Western New York, our goal is to offer health care protection all our customers can count on.  That's why we have a range of plans to meet different needs and budgets.  In general, a larger-sized family with a lower income will pay less for their coverage than an individual or a smaller family with a higher income.  

You may qualify for a cost savings, making health insurance more affordable while giving you the coverage you need.  
How much can you save?

 

 

  Bronze 4750
Silver 2000
Gold 850
Platinum 250
         
Premium: (Erie and Niagara counties)
       
        Single $321.36 $371.71
$448.98
$515.68
        Family $915.87
$1,059.37
$1,279.59
$1,469.68
Primary Care Doctor/Specialist:        
        Optimum
$20/50% after deductible $5/35% after deductible 15% coinsurance after deductible 8% coinsurance after deductible
        Flexible 50% coinsurance after deductible $30/50% after deductible 25% coinsurance after deductible 10% coinsurance after deductible
Deductible (Single/Family):        
        Optimum
$4,750/$9,500
$2,000/$4,000
$850/$1700 $250/$500
        Flexible
$6,350/$12,700
$3,000/$6,000
$1,700/$3,400 $450/$900
Inpatient Hospital Stay:        

        Optimum

$1,500 copayment after deductible

35% coinsurance after deductible

15% coinsurance after deductible

8% coinsurance after deductible

        Flexible

50% coinsurance after deductible

50% coinsurance after deductible

25% coinsurance after deductible

10% coinsurance after deductible

Prescription Drugs $5/50%/50% after deductible $5/50%/50% after deductible $5/30%/30% after deductible $5/20%/20% after deductible
         
         
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View Summary of Benefits and Coverage

View Summary of Benefits and Coverage

View Summary of Benefits and Coverage

View Summary of Benefits and Coverage

 

View Glossary of Medical Terms

View Glossary of Medical Terms

View Glossary of Medical Terms

View Glossary of Medical Terms