Our Platinum plans contain our plans with the highest premiums and are designed to include the lowest cost sharing (deductibles and copays) than other plans. Some of our health plans provide you with access to a choice of doctors, specialists, and hospitals throughout Western New York that are focused on coordinated, quality health care with two benefit levels:
To see if your doctor, specialist, or hospital is available under Optimum Choice, visit bcbswny.com/findadoctor or call 1-855-344-3425, Monday-Friday (8 a.m. - 8 p.m. EST).
Furthermore, you may qualify for a cost savings, making health insurance more affordable while giving you the coverage you need.
We are happy to include a $250 Wellness Card as an added benefit on all of our 2015 individual and family plans. This card can be used for many products and services including: gym memberships, massage therapy and nutritional supplements.
View more details on the Wellness Card
2015 Plans will be available for purchase beginning on 11/15/2014.
All premiums listed represent coverage for dependents up to age 26.
|2015 Plan Information||Platinum Standard||Platinum 250*
|Single + Child||$994.57||$855.82||$920.52|
|Primary Care Doctor/Specialist||$15 / $35||8% Optimum / 10% Flexible
(2PCP Visits @ PCP coinsurance not subject to the deductible)
|$20 / $30|
|Deductible (single/family)||$0 / $0||$250 / $500 Optimum
$450 / $900 Flexible
|$0 / $0|
|Inpatient Hospital Stay||$500||8% Optimum / 10% Flexible||$500|
|Tier 1/2/3||$10 / $30 / $60 Not subject to deductible||$2 / 20% / 20% (Tier 1 not subject to deductible)||$5 / $30 / 50% Not subject to deductible|
|Generic Oral Contraceptives||Covered in full||Covered in full||Covered in full|
|Mail Order Drugs||2.5 Copays / 90-day supply||2.5 Copays / 90-day supply||2.5 Copys / 90-day supply|
|View Glossary of Medical Terms|
|Get To Know Your Plan|
|* Platinum 250-This plan is only offered in Erie and Niagara county.|