Platinum Individual and Family Plans

Our Platinum plans contain our plans with the highest premiums and are designed to include the lowest cost sharing (deductibles and copays) than other plans. Some of our health plans provide you with access to a choice of doctors, specialists, and hospitals throughout Western New York that are focused on coordinated, quality health care with two benefit levels:

  • Optimum Choice:  Optimum Choice doctors, specialists, and hospitals have the lowest cost-share.
  • Flexible Choice:  Flexible Choice doctors, specialists, and hospitals have a higher cost-share.  

To see if your doctor, specialist, or hospital is available under Optimum Choice, visit bcbswny.com/findadoctor or call 1-855-344-3425, Monday-Friday (8 a.m. - 8 p.m. EST).

Furthermore, you may qualify for a cost savings, making health insurance more affordable while giving you the coverage you need. 

We are happy to include a $250 Wellness Debit Card as an added benefit on all of our 2016 individual and family plans. This card can be used for many products and services including: gym memberships, massage therapy and nutritional supplements.

View more details
 
on the Wellness Debit Card

2016 Plans will be available for purchase beginning on 11/1/2015.
All premiums listed represent coverage for dependents up to age 26. 

 

The contracts on this page are generic versions. For a detailed version, specific to your plan, please log in to your member portal.




2016 Plan Information Platinum Standard Platinum Ind align
Platinum POS 110EX
Monthly Premium:      
        Single $578.61 $512.98 $596.08
        Single + Child $983.64 $872.07 $1,013.33
        2 Person $1,157.22 $1,025.96 $1,192.16
        Family $1,649.04 $1,461.99 $1,698.83
Primary Care Doctor/Specialist $15 / $35  $10 / $20 Optimum
50% after deductible Flexible
$20 / $30
Deductible (single/family) $0 / $0 $0 / $0 Optimum
$4,000 / $8,000 Flexible
$0 / $0
Inpatient Hospital Stay $500  $500 Optimum / 50% after deductible Flexible $500
Prescription Drugs:      
        Tier 1/2/3 $10 / $30 / $60 $2 / $25 / 50% (not subject to deductible) $5 / $30 / 50% 
        Generic Oral Contraceptives Covered in full Covered in full Covered in full
        Mail Order Drugs 2.5 Copays / 90-day supply 2.5 Copays / 90-day supply 2.5 Copys / 90-day supply
       
       
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View Summary of Benefits and Coverage

View Summary of Benefits and Coverage

 View Summary of Benefits and Coverage

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View Glossary of Medical Terms

View Glossary of Medical Terms

View Glossary of Medical Terms
    Get To Know Your Plan  
    * Platinum align-This plan is only offered in Erie and Niagara county.