2014 Medicare Plans

Understanding Medicare and choosing a health plan are not always easy.  That’s why we’re here; to be your partner and help you along the way.  BlueCross BlueShield of Western New York offers different types of Medicare Advantage plans, giving you options to find the plan that’s right for you.  Now sure where to start or which option to choose?  Chat live or call us at 800-248-9296 and one of our representatives will help you find a plan that fits your needs.

Senior Blue HMO

nurse and patient

With our Medicare Advantage Health Maintenance Organization (HMO) plans, you can choose from two $0 monthly premium plans or low monthly premium plans, as well as plans with or without prescription drug coverage and access to care out-of-network. Every HMO plan offers covered preventive services, worldwide emergency care and nationwide urgent care coverage, no deductible and no referral.

Learn More


Forever Blue Medicare PPO

older couple

The Forever Blue Medicare PPO offers a low monthly premium, worldwide emergency care and nationwide urgent care coverage, no deductible, no referrals, prescription drug coverage, and the freedom to see any doctor who accepts Medicare.

Learn More


Bluesaver Medical Savings Account (MSA)

older woman on computer

Our BlueSaver MSA is a high deductible Medicare Advantage Plan that offers a $0 monthly premium, nationwide urgent care coverage, the freedom to see any doctor who accepts Medicare, and gives you more control of your health care costs with the ability to save unused health care dollars for future medical expenses. 

Learn More


BlueCross BlueShield Rx PDP

nurse and patient

BlueCross BlueShield Rx PDP is a stand alone Medicare Part D prescription drug plan.  It offers members a cost savings with preferred pharmacies, convenient mail-order service, and a nationwide network of pharmacies.  

Learn More


Optional Supplemental Dental Benefit

older couple hugging

The optional supplemental dental benefit can be added to your Senior Blue HMO or Forever Blue Medicare PPO plan for $11 per month.  This optional benefit is not covered by Original Medicare or included in the benefit package of your plan.

Learn More


Medigap

nurse and patient

Original Medicare pays for many, but not all, health care services and supplies. A Medigap policy can help pay some of the health care costs (“gaps”) that Original Medicare doesn’t cover, like copayments, coinsurance and deductibles.

Learn More

Need Assistance?

phone icon
By phone:
800-248-9296
(TTY 1-877-286-5710)
View Hours of Operation

Get More Information

b2c_icon_tools_forms
Meet With Us
Submit Request

phone icon
Request a Complimentary Planning Kit
Submit Request

Tools




adobe reader icon

This website contains PDF files that require
a PDF reader to view them.
Click here to download Adobe Reader.



You must live in one of the following Western New York counties to be eligible for enrollment in one of our Medicare Advantage plans:

  • Alleghany
  • Genesee
  • Cattaraugus
  • Niagara
  • Chautauqua
  • Orleans
  • Erie
  • Wyoming


You may enroll in a Medicare Advantage plan only during specific times of the year:

  • When you first become eligible for Medicare, the seven month period  beginning three months before you turn 65,
    the month you turn 65 and three months after you turn 65
  • If you get Medicare due to a disability
  • During the Annual Enrollment Period from October 15, 2014 and December 8, 2014

In most cases, you must stay enrolled for the calendar year that starts the date your coverage begins.

In certain situations, however, you may be able to join, drop or switch a Medicare Advantage Plan, excluding BlueSaver MSA, at other times. 
Some of these situations include the following:

  • During the Medicare Advantage Disenrollment Period, between January 1 and February 14, you may drop your Medicare Advantage Plan and return to Original Medicare (does NOT apply to the BlueSaver MSA plan)
  • If you move out of the plan’s service area
  • If you have both Medicare and Medicaid
  • If you qualify for extra help to pay for your prescription drugs
  • If you live in an institution


If you have any questions, please call Senior Blue, Forever Blue, Medigap Customer Service at:

1-800-329-2792, TTY: 1-877-834-6918

BlueSaver MSA Customer Service:

1-866-346-6134, TTY: 1-866-346-6135

We are open:

October 1 - February 14

8 a.m. to 8 p.m., 7 days a week

February 15 - September 30

8 a.m. to 8 p.m., Monday-Friday

During non-business hours, your call will be answered by our automated phone system. A Customer Service Representative will return your call on the next business day.

Call Customer Service for help if you have questions or concerns. We also welcome any suggestions you may have for improving our plan or to make recommendations regarding the Member Rights and Responsibilities Policy (Please see the Member Rights and Responsibilities section of your Evidence of Coverage for more information).




Please note that a plan may not be available to beneficiaries the following contract year because, by law, plan sponsors can choose to not renew their contract with CMS, reduce their service area or CMS may refuse to renew the contract, resulting in a termination or non-renewal of your plan.

The benefit information provided is a brief summary, not a complete description of benefits.  For more information, contact the plan.  Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year.

BlueCross BlueShield of Western New York is a Medicare Advantage plan with a Medicare contract. Enrollment in BlueCross BlueShield of Western New York depends on contract renewal.

Y0086 H9788_MRK1284 Approved
Content last updated October 1, 2013