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Consumer Driven Health Plans Info for Members

Our Consumer Driven Health Plans offer potential savings for both members and employers while still providing reliable coverage. These plans are customized solutions designed to empower you to make educated decisions about your health care. Consumer health care coverage can be combined with Consumer Driven accounts, some of which are employer sponsored or funded by you. These accounts offer tax deductions or the benefit of pre-tax dollar contributions.

Plan Features:

Our Consumer Driven plans are compatible with a Flexible Spending Account (FSA), Health Reimbursement Account (HRA), and/or Health Savings Account (HSA).

Plan Advantages:

  • No referrals for participating specialists
  • Comprehensive preventive services with no copay
  • Low member cost share after deductibles
  • National and Out-of-Network coverage options
  • Health education and wellness programs
  • Prescription drug coverage

Online Tools

To help guide you with your health care choices we offer a series of online tools. Our online tools provide you with the resources you need to manage your health. Once registered as an on-line user, members can login to access additional resources and information, such as:

Healthcare AdvisorSM

Helps you take a more active role in your health by providing detailed and reliable medical information.

Choosing a Hospital

If you need to receive care, Healthcare AdvisorSM can help you choose a hospital that's right for you.

Coverage AdvisorSM

Comprehensive online tool that allows you to compare health plans and choose the one which is right for you and your family.


MyHealth is an online tool that lets you record your personal health information and research health topics, allowing you to better manage your health while saving time.